Drop Any Statement
PDF, CSV, Excel, even a phone screenshot. Bank, credit card, brokerage, crypto. AI parses the layout, extracts every line, normalises dates and currencies, and de-duplicates against what's already in your account.
Your money is talking. AI is finally listening.
Drop a bank statement.
See where every dollar is going in 30 seconds.
Upload any bank, credit card, brokerage, or crypto statement - PDF, CSV, Excel, screenshot. AI extracts every transaction, normalises 7 currencies, learns your real merchants, finds the subscriptions you forgot, and projects your cash flow 12 months forward. No bank linking. No data brokers. Just answers.
30s
Statement → insights
7
Currencies normalised
12mo
Cash flow projected
From statement upload to your full financial life in 30 seconds.
Spending Analytics
Category Mind-Map
Recurring Detection
Cash Flow Projection
Multi-Currency
Goals & Budgets
Net Worth
Wealth Score
Merchant Hierarchy
Subscription Audit
Account Aggregation
Savings Insights
This is not another budgeting app
One upload. Your entire financial life - decoded.
Most apps make you tag every coffee. FinTRK reads your raw statements, understands the patterns, and tells you exactly where you are, where you’re headed, and where the money is leaking.
AI Categorisation That Learns You
Every transaction is auto-categorised against a living merchant graph that already knows 60,000+ merchants - and learns yours after one correction. Re-categorise once, never again.
True Multi-Currency Net Worth
Spend in EUR, get paid in USD, hold BTC and SGD savings? FinTRK normalises every account to one home currency in real time using FX rates, so your net worth is finally a single number you can trust.
Hidden Subscription Radar
AI sniffs out every recurring charge - even ones that change name or amount each month - and tells you exactly how much of your salary is on autopilot. Most users find $400+/year they forgot they were paying.
12-Month Cash Flow Forecast
Your historical income, expenses, and recurring patterns are fed into a forecasting engine that projects your runway, savings velocity, and monthly net for the next year - updating every time a new statement lands.
Category Mind-Map
An interactive constellation of where your money flows: parent → subcategory → merchant. Click any node to drill in. See the months you blew the food budget, the merchant that ate your travel category.
Goals & Budgets That Adapt
Set savings, debt-payoff, or investment goals. FinTRK back-tests them against your real spending velocity and tells you - honestly - whether you'll hit them, and what to cut if you won't.
Time-Slice Anything
Drag any chart's time slicer - this week, this quarter, last 13 months, custom. Every KPI, sankey, and projection re-computes instantly. See exactly when your spending shifted and why.
Wealth Score & Trajectory
A single 0-100 score blending savings rate, debt ratio, recurring drag, diversification, and momentum - tracked over time. Watch it move as you actually take action.
Three steps. Zero spreadsheets.
From a raw statement to a complete financial operating system in under a minute.
Step 01
Upload
Drop a PDF, CSV, Excel, or screenshot from any bank, card, brokerage, or wallet. AI parses the layout - even messy ones - in seconds.
Step 02
Understand
Every transaction is categorised, every recurring charge surfaced, every currency normalised. KPIs, sankey, mind-map, projections - all built automatically.
Step 03
Optimise
FinTRK tells you exactly which subscriptions to cancel, which categories to cap, where you're leaking, and whether your savings goals are actually achievable.
Everyone else gives you a number.
FinTRK gives you the why.
Other apps tell you what you spent. FinTRK tells you what that spending pattern means, what it’s costing your future self, and exactly which lever to pull this week to change the trajectory.
Reads Anything
PDF, CSV, Excel, screenshots. Any bank, any card, any country, any layout - even ones that change every month. No bank linking required.
AI That Connects Dots
Spending up while income flat? Subscription charges quietly creeping? Forex fees draining you? AI catches the pattern, names it, and recommends what to do.
Forecast + Goal Engine
Set a goal. FinTRK back-tests it against your real spending and tells you - to the dollar - whether you'll hit it, and which categories to trim if you won't.
Bank-Grade. Period.
Encrypted at rest, encrypted in transit, never sold, never linked to a data broker, never trained on. Your statements are yours - we just process them.
Your money data deserves better than “trust us”.
No screen-scraping. No Plaid permissions. No sharing your bank login with third parties. You upload statements you already have, and we process them with the same encryption banks use.
Bank-Grade Encryption
AES-256 encryption at rest, TLS 1.3 in transit. Statements are processed in isolated containers and the raw files can be wiped any time from a single setting.
No Bank Linking
We don’t touch your online banking credentials. No Plaid, no Yodlee, no third-party aggregator. You choose what to upload, you control what we see.
Never Sold. Never Trained On.
Your transactions are not a product. They’re not sold to data brokers, never used to train models, never shared with advertisers. Delete your account and they’re gone.
Your statements already have the answers
Stop guessing.
Start owning your money.
Upload a statement you already have. In 30 seconds you’ll see what an army of analysts would charge you thousands for - and at least 5 things your bank app will never tell you. Categories, recurring drag, currency exposure, projected runway, wealth score, and a clear roadmap to a richer next year.
No credit card · Free forever tier · Encrypted from upload to delete